euro digital

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The digital euro is a project of the European Central Bank (ECB), launched in July 2021, to explore the possible introduction of a central bank digital currency (CBDC). The aim is to develop a fast and secure electronic payment instrument that would complement the euro for individuals and businesses in its existing form as cash and in bank accounts, and would be issued by the European System of Central Banks of the Eurozone. The ECB has stated that the digital euro would not be based on blockchain or other distributed ledger technologies. As of 2025, the Governing Council of the European Central Bank (ECB) has decided to move to the next phase of the digital euro project, following the completion of the preparation phase launched by the Eurosystem in November 2023. The ECB stated that, assuming EU legislation is adopted in 2026, the Eurosystem aims to be ready for a potential first issuance of a digital euro by 2029, with testing beginning from mid-2027.