Section 8 (housing)

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Section 8 of the Housing Act of 1937 (42 U.S.C. § 1437f), commonly known as Section 8, provides rental housing assistance to low-income households in the United States by paying private landlords on behalf of these tenants. Approximately 68% of this assistance benefits seniors, people in families with children, and individuals with disabilities. The Department of Housing and Urban Development (HUD) oversees Section 8 programs, which are administered locally by public housing agencies (PHAs). In 2022, about 2.3 million out of the 5.2 million households receiving rental assistance used Section 8 vouchers. While landlord participation in the program is voluntary in most areas, some states and municipalities have enacted laws that prohibit source of income discrimination, including discrimination against individuals whose income is derived from Section 8 housing vouchers. Voucher amounts vary depending on city or county, size of unit, and other factors. Voucher recipients typically have two to four months to secure housing that meets HUD standards; otherwise, they lose their vouchers and must reapply. Wait lists for vouchers can be very long, averaging 28 months but ranging up to 10 years in large cities, with many local programs closed to new applicants. Voucher amounts are based on Fair Market Rents (FMRs) set by HUD. The recently introduced Small Area Fair Market Rents (SAFMRs) program refines these calculations to the zip code level in major metropolitan areas.